Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter, the "Terms") govern the access to and use of the platform ecevest.com, operated by Ecevest S.A. (RUC: 1792845631001), with registered address in Quito, Ecuador. By accessing or using the Platform, you agree to be bound by these Terms.
1. Description of service
Ecevest is a real estate crowdlending technology platform that facilitates the connection between individuals interested in investing ("Investors") and real estate project developers ("Developers") in Ecuador. Ecevest acts as a technology intermediary and not as a financial institution. We do not accept deposits or grant loans directly.
2. Requirements for use
To use the Platform you must: • Be at least 18 years of age. • Have full legal capacity to enter into contracts in Ecuador. • Provide truthful, complete, and up-to-date information when registering. • Not use the Platform for unlawful purposes, including money laundering or terrorism financing. • Reside in a country where the use of crowdlending services is not prohibited.
3. Investment risks
By investing through Ecevest, you acknowledge and accept that: • All investment involves the risk of partial or total capital loss. • The indicated returns are estimates and do not constitute a guarantee of future results. • Ecevest does not guarantee the return of invested capital or a minimum yield. • The liquidity of crowdlending investments is limited; there is no secondary market for selling participations before maturity. • External factors (economic, political, regulatory) may affect project performance.
4. Ecevest's obligations
Ecevest commits to: • Conduct a due diligence process on published projects. • Provide clear and complete information about each investment opportunity. • Manage payments between Investors and Developers transparently. • Comply with applicable Ecuadorian regulations, including the provisions of the Superintendency of Companies, Securities, and Insurance. • Protect users' personal information in accordance with our Privacy Policy.
5. Intellectual property
All content on the Platform (text, graphics, logos, images, software, design) is the property of Ecevest S.A. or its licensors and is protected by Ecuador's intellectual property laws and international treaties. Reproduction, distribution, or modification without prior written authorization is prohibited.
6. Limitation of liability
To the maximum extent permitted by Ecuadorian law: • Ecevest shall not be liable for losses arising from users' investment decisions. • We do not guarantee uninterrupted availability of the Platform. • We shall not be liable for indirect, incidental, or consequential damages arising from use of the Platform. • Our total liability for any claim shall be limited to the amount of fees actually charged to the user in the preceding 12 months.
7. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Any dispute arising from these Terms shall be submitted to the ordinary courts of Quito, province of Pichincha, with both parties waiving any other jurisdiction that may correspond to them.
8. Modifications
Ecevest reserves the right to modify these Terms at any time. Changes will take effect from their publication on the Platform. Continued use of the Platform after publication of modifications constitutes acceptance of the new Terms.
9. Contact
For inquiries about these Terms, you can write to us at legal@ecevest.com or visit our offices at Av. República de El Salvador N36-84 & Suecia, Zúrich Building, Office 502, Quito, Ecuador.